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First job smarts
2010
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  School Library Journal Review

Gr 7 Up-Offering practical information and advice, these titles will be useful additions. The writing is accessible and directed at readers who know how to spend money but not how to spend it wisely. Complicated topics such as creating and managing a budget, credit scores, and negotiating a high-ticket item like a car are explained in everyday language. Common pitfalls such as spending beyond one's means are outlined, and suggestions on how to avoid or solve them are included in each book. Examples are clearly aimed at teens and their lifestyle. In Credit Cards, readers learn what happens if they do not pay the balance on their card each month. First Car Smarts describes the hidden and often overlooked costs of car ownership. First Job Smarts contains information on income tax and saving and investing. The last title includes examples of several budgets, each with common expenses such as music downloads, pizza, and gas. The books are heavily illustrated with large, clear, up-to-date photographs of teens.-Wendy Woodfill, Hennepin County Library, Minnetonka, MN (c) Copyright 2010. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.
Summary
Any first job is a thrill. It provides a sense of worth, not to mention the pay. A first job presents an opportunity to "get smart" with money, helping young workers to see exactly how money comes and goes. Good money management involves learning how to prepare a budget, how to spend wisely, how to save and invest for the future, how to satisfy the laws, and how to help improve society. This compelling book gives readers a solid foundation in first job smarts and much to think about in the workaday world, a world of demands and expectations, regular hours, and important tasks to perform.
Table of Contents
Introductionp. 4
Chapter 1Basic Requirements for Young Job Seekersp. 7
Chapter 2"How Much Can I Earn?"p. 16
Chapter 3Full-Time, Part-Time, or Seasonal Time?p. 23
Chapter 4"What Do I Do with All This Money?"p. 29
Chapter 5Paying the Government and Giving Back to Societyp. 41
Chapter 6Beginning of a Career?p. 49
Glossaryp. 54
For More Informationp. 56
For Further Readingp. 59
Bibliographyp. 60
Indexp. 62
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